Appropriations for the birth of a child

With the arrival of 2011 many illusions have been receiving some money for the birth of a child is gone and the last to receive it were those born before 12 noon December 31, 2010.

Now in 2011 there is no advantage to give birth to a son (benefit economically because we have talked many advantages of giving birth to new life).

The case is perhaps why some banks and credit lines are opened for families whose children have just been born, but always require the clearance of the payroll and procurement of insurance.

The loans are called “conciliation” and focus on the birth of a child at the first shop for baby needs and to meet the child until 3 years of age.

Open lines now include:

* Creditability. Granted a maximum of 3000 euros to return in 6 months. It has no fees or fixed interest rates and may apply for parents with babies under 12 months in exchange for household payroll or self-newsletter, have legal residence in Spain and present a birth certificate or marriage certificate and hire a life insurance.

* The Down payment Assistance for Maternity (Box Spain). Same as above.

* The Birth Loan . Maximum of 3000 euros to return in 3 years with monthly payments without any fees and 0% interest. To qualify it must have the salary paid and sign a life insurance.

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