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Retirement became a parent my intention is to stop paying school fees, life cover stops, stop catering to the needs and stop watching the kids? In Western countries, it seems indeed possible and natural to a child from the time he recognized the rights and independence by the State, to live independently. In Germany for example, the age of 18 are known to volljährig, ie the age at which the rights of children began to be recognized by the state. Which means, in this age children are considered able to perform legal acts, signed a contract, or may marry without parental consent. Age 18 is also applicable as an independent life in many EU countries, in the United States, in Switzerland and in Austria. While in Japan the new age of 20 years were considered independent, and in Nepal and Somalia 15 years of age.

If these children chose to live alone or are asked parents to live alone, the state would be responsible if one day these children are abandoned because there are no jobs. The state will pay as adult citizens who are unemployed. So as parents we do not feel too bad if the ballpark “expel” our children to live independently.

In Indonesia it seems the time the assertion of independence against children is quite a dilemma, especially since the practice of economic life, and social security system that does not yet support.  Until we as parents ask children to find a place to stay and take care of their needs  they’re quite old and finished school. From an economic point of children who become a burden borne by us, especially when we retire. On the other hand, the values ​​of our religion forbids expel the children out of the house just because of fear of not being able to feed. So no wonder  a reasonable alternative place to live and. not strange in our society. Likewise, the financing of school children to graduate school, also was considered a very reasonable form of the obligation of parents.

What needs to be prepared

Cycle is the ideal school, graduate degree, can work, marry, have children, have a lot of savings, the new retirement. After retirement also hopes no longer have dependents, lived a walk, play golf, grandchildren. But we must be realistic that not much can be passed above the ideal cycle. Most post-retirement instead faced a new problem. Beautiful retired only a year while undergoing a period of retirement preparation.

For those who are still actively working and retirement is still a long time, there are two things that need to be prepared. First, how to prepare ourselves in the face of retirement. What will we do after not working anymore  should start from now, at least 5 years before retirement. We have conditioned ourselves that when you’re retired, retirement benefits received is very small and will not be enough to support our daily lives, especially if the kids still join us.

Second, prepare our children so that as soon as possible free of parental responsibility. Selection of children’s education to be precise. Do not be too forcing children to become scholars. Indeed proud to have the kids all the scholars, but what’s the point of having kids graduate if all the unemployed. Let them choose the education that suits their talents and their ease in  work, while not giving a college degree.

Well after reading the reviews above, we hope you’ll soon realize that your current income is your income in retirement as well later. Therefore set aside some of your money in the form of investment or pension products offered by financial insurance that you better be ready to face retirement.

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